SSS Disability Benefit

 

What are the Types of Disability Benefit?

  • monthly pension – a cash benefit paid to a disabled member who has paid at least 36 monthly contributions to the SSS prior to the semester of disability.
  • lumpsum amount – granted to those who have not paid the required 36 monthly contributions, and for disability claims whose approved pension duration is less than 12 months.

Monthly Pension

  • Benefit Computation

P1,000 for members with less than 10 credited years of service (CYS);

P1,200 with at least 10 CYS;

P2,400 with at least 20 CYS.

  • Supplemental Allowance

1. In addition to the monthly pension, a supplemental allowance of P500.00 is paid to the total or partial disability pensioner.

2. Total disability pensioners and their legal dependents prior to the effectivity of R.A. 7875 on March 4, 1995 are entitled to hospitalization benefits under PhilHealth.

  • Dependent’s Allowance

The dependent legitimate, legitimated, legally adopted and illegitimate children, conceived on or before the date of contingency of a totally disabled pensioner will each receive a dependent’s allowance equivalent to 10 percent of the member’s pension, or P250, whichever is higher.

(please see dependents qualifications by clicking this link)

 

  • Benefit Payment

The monthly pension is paid thru the member’s designated bank. He is allowed to choose the bank nearest his residence thru which he wishes to receive his pension benefits under the “Mag-impok sa Bangko” program.

A member must open a single saving account and must submit to the SSS his savings account number and a photocopy of his passbook upon filing of his application. The original copy of the passbook must be presented for authentication purposes.

Upon approval of the claim, the SSS will mail a notice-voucher to the claimant when to withdraw the benefit from the bank.

 

Lump Sum Amount

For permanent total disability,

the lump sum benefit is equivalent to the monthly pension times the number of monthly contributions paid to the SSS or twelve (12) times the monthly pension, whichever is higher.

For permanent partial disability,

the lump sum is equivalent to the monthly pension times the number of monthly contributions times the percentage of disability in relation to the whole body or the monthly pension times 12 times the percentage of disability, whichever is higher.

 

IMPORTANT!

  • The monthly pension of the member and the dependent’s allowance will be suspended upon the reemployment or resumption of self-employment or the recovery of the disabled member from permanent total disability, or failure to present himself/herself for examination at least once a year upon notice by SSS.
  • Upon the death of the permanent total disability pensioner, the primary beneficiaries as of the date of disability, shall be entitled to 100 percent of the monthly pension and the dependents to the dependents’ allowance.
  • If the totally disabled pensioner has no primary beneficiaries and dies within sixty (60) months from the start of the monthly pension, the secondary beneficiaries shall be entitled to a lumpsum benefit equivalent to the total monthly pensions corresponding to the balance of the five-year guaranteed period, excluding the supplemental allowance.
  • The pension stops when a partial disability pensioner retires or dies.

What are the Qualifying Conditions?

A member who suffers partial or total disability with at least one monthly contribution paid to the SSS prior to the semester of contingency is qualified.

Partial Disability

A complete and permanent loss or use of any of the body parts, but which does not totally prevent a member from engaging in any gainful occupation.

Permanent Total Disability

(please see detailed qualifying list by clicking this link)

 

When to file for a Disability Benefit?

The prescriptive period in the filing of disability benefit claim should be ten (10) years from the date of occurance of disability.

How to Apply for Disability Benefit?

  1. Application Requirements

  1. Filing Procedure

Applications for disability benefit are filed at any SSS branch or representative office. You can also watch our How-To video for a more detailed instruction.

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10 thoughts on “SSS Disability Benefit

  1. im efrain g.galano of baybayabas santiago ilocos sur i submit all the requirements of disability nov.4,2016 mg 4monts na wala pa pls pi pk verify # 09756514613 or 09202363387 SALAMAT PO

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    1. Magandang araw po sa inyo!
      Maari po kayong makipag ugnayan sa SSS sa pamamagutan ng mga sumusunod:

      My.SSS at sss.gov.ph
      Interactive Voice Responding System or Automated Telephone Service: 917-7777
      SSS Phone Nos: 920-6446 to 55, 920-6401, Monday to Friday, 8 am to 5 pm
      Email: member_relations@sss.gov.ph

      Automated Phone Services for:

      Metro Manila — 917-7777
      Baguio — 446-5902
      Tarlac — 982-8739
      San Pablo — 562-9289
      Naga — 472-9795 and 472-8842
      Cebu — 234-2053
      Davao — 227-7273
      Zamboanga — 992-2014
      Nationwide: Globelines subscribers can call 917-7777 toll-free

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  2. Nakakadiscourage ng maghulog sa SSS kasi namatay yong sister namin sa France, pinakamalaki ang binayad niya whole year. wla siya loan kahit isa. kaso hindi maclaim ng Papa namin as her beneficiary kasi ang Phil. embassy marami mga req. ang needed gaya ng Medical Certificate na hindi makahingi ang Papa namin sa hospital ng France kasi hindi sya makaintindi ng French at kahit English. saka wla rin mga Certificate Pacs na siyang hiningi ng hospital para maibigay ang Medical cert. Nahirapan kami magreport of death niya.

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  3. Good day maam/sir.tanong ko lng po sana kng anu pwde nmin gawin dhil nawala po un wallet ng father ko at nandun lhat ng id’s nya including sss id..mgpafile po sna kmi ng pernanent disability…ngpnta kmi sa branch sa tarlac sobrang dming hinahanap ng requirements..ganun po ba tlga..thanks

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    1. Hi Mary Joy, Thank you for your inquiry. I am afraid the SSS branch will require you to furnish a lot of documents to verify identity of your father.

      HTH
      Jhon

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  4. may ask ako may husband was being hit by a van and was hospitalized for 4 days until now he undergo physical therapy for his arm that was damage and dis located the accident was hold last march 31, 2017. can we file now a disability claim?

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    1. Hi Eva, thank you for the inquiry. Below are the qualifying conditions for SSS disability claims.
      A member who suffers partial or total disability with at least one monthly contribution paid to the SSS prior to the semester of contingency is qualified.

      Partial Disability

      A complete and permanent loss or USE of any of the following body parts, but which does not totally prevent a member from engaging in any gainful occupation.

      one thumb
      one index finger
      one middle finger
      one ring finger
      one little finger
      hearing of one ear
      hearing of both ears
      sight of one eye

      one big toe
      one hand
      one arm
      one foot
      one leg
      one ear
      both ears
      I believe your husband is qualified for the said claims should the conditions above were met.

      Hth,
      Jhon

      Like

  5. Hi.. Naaksidente po Yung asawa ko last June 26 sa work. Naputol po yung left thumb nya. May makukuha po kaya sya na benefit kasi ang hulog nya lng nung 2016 ay nung December. Nagresign po kasi sya May2015 then bumalik sya sa work November2016. Sabi sa site dapat may at least one month contribution prior to the semester of contingency. Tama po ba intindi ko dito?

    Accident occured on june26
    Semester of contingency is semester 2 or from January to June. 12 months prior to semester of contingency is January 2016 to December 2016.

    Since may hulog sya Ng December 2016 (reflected sa table Ng contribution nya sa sss), dapat po qualified sya makareceive Ng disability benefit. Tama po ba? Thank you po..

    Like

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